Unfortunately, there are still drivers in Kentucky who drive without having insurance. These drivers pose a risk to other drivers on the roads. Those who are involved in a car accident with an uninsured driver do have legal options.
Drivers in Kentucky are required to carry property damage and bodily injury liability insurance. Failure to have this insurance can result in fines. When people are injured in a car accident, they often face many unexpected expenses, including lost wages and medical expenses. These can amount to thousands and thousands of dollars. If a person is involved in a car accident with an uninsured driver, they do have legal options. Kentucky is a no-fault state, which means insurance will pay injury claims up to a certain amount regardless of whose fault the accident is. If the injuries received are above the minimum that insurance pays, uninsured motorist coverage may be available. A person can also file a lawsuit against the uninsured driver in order to recover compensation.
A car accident is a situation in which no Kentucky residents wants to find themselves. Unfortunately, almost every driver will be involved in an accident at least once. These accidents can cause unexpected financial and emotions strains on families. A legal professional who is skilled in personal injury can help their clients through this complicated process of recovering money for their expenses. They can guide their clients through dealing with insurance companies and uninsured or underinsured drivers. An attorney understands how stressful these situations can be and will work with their clients to ensure they are able to move on with their lives.
A car accident can turn a family upside down. There can be unexpected medical bills and lost wages, along with property damage to the car. When the accident involves an uninsured driver, it can be even more stressful. Luckily, there are legal options available.
Source: injury.findlaw.com, "Automobile insurance policy coverage" accessed on March 3, 2018