Teen drivers have a reputation of not being the best drivers on the road. Teens do not always have the maturity level to drive safely, which is why they pay a much higher insurance premium. With most teens now having smart phones, distracted driving is a major concern for car accidents.
The idea of teen drivers on the roads in Kentucky may make some drivers nervous. The number one cause of death for teenagers is car accidents. Teen drivers who are still engaging in risky behavior while driving, including texting, may agree to cease this behavior if they are offered financial incentives.
A recent study from the Perelman School of Medicine at the University of Pennsylvania and Children's Hospital of Philadelphia says that more than half of teen drivers text while driving. But, the study says that if given an app that allows text messages to be automatically responded to but leaves music and navigation functions accessible, teens would be on board. This setting is available on the Iphone with the "do not disturb while driving" setting enabled. Financial incentives could include enrolling in an auto insurance program that uses apps to track risky behavior and then offer financial incentives for good driving.
It is important for teenage drivers to understand early in their driving career how important it is to drive safely. Distracted driving is one of the main causes of serious car accidents in Kentucky and across the United States. If a family is affected by a distracted driver, they may want to speak with a legal professional who specializes in personal injury. An attorney can visit the accident scene and interview witnesses, review police reports and help determine what happened to cause the accident. They can hold the negligent party responsible for their actions and compensation may be available for medical expenses, pain and suffering, lost wages and other damages.
Source: insurancejournal.com, "Money Talks When Getting Teens to Stop Texting While Driving," April 27, 2018