Car accidents can be disorienting and stressful experiences. This stress can escalate when the other vehicle involved belongs to a large corporation like UPS. Understanding the procedures and knowing how to navigate the situation can be valuable, especially when dealing with the other parties involved.
A collision with a UPS driver brings unique factors into play compared to a typical car accident. Commercial vehicles, such as those used by UPS, carry different insurance policies and deal with accidents according to their company protocols.
Understanding company liability
In an accident with a UPS driver, the company may bear the liability. As the employer, UPS is typically responsible for the actions of its employees while they are performing their jobs. If a UPS driver is at fault for an accident while making deliveries, UPS may be responsible for the damages.
Investigating the accident
After an accident, an investigation typically follows to determine fault. This may involve looking at traffic camera footage, witness statements and the accident report. Evidence such as vehicle damage, skid marks and driver statements can also be important in establishing fault.
Insurance and compensation
UPS vehicles have commercial insurance policies, which usually offer more coverage than personal car insurance policies. If a UPS driver is at fault in an accident, claims for damage, medical bills and other expenses typically go through the company’s commercial insurance policy.
Keeping a detailed record of all the facts surrounding the accident is crucial. This includes photographs of the scene, witness statements, police reports and medical reports. It is also important to record any interactions with the UPS driver, the company and their insurance providers.
Even though it may seem intimidating, taking these steps can ensure a fair resolution of the accident and proper compensation for any damages incurred.